The sixth episode of the second season of the podcast "Efekt Sieci" is about fintechs, or innovative financial technologies and platforms that offer consumers technologically advanced financial services. They have been developing at a rapid pace recently, which is partly influenced by the coronavirus pandemic. Thanks to them, you can not only pay online, but also take out a loan, exchange currency or compare prices between different stores. In which direction will the development of fintechs go?
The expert of the episode is Dr. Katarzyna Niewińska, head of the FinTech Executive Program at the Faculty of Management, University of Warsaw, who answers questions from Dr. Justyna Pokojska o:
– threats to banks from advanced financial technologies and the prospects of replacing traditional banking with fintech in the near future,
– elements that make us make fewer and fewer transactions via banks, and more often click (even unconsciously) on links to payment platforms,
– forecasted directions of development of fintechs and insuretechs,
– the impact of the digital economy and accelerated digitalization entering various areas of our lives on the decrease in the popularity of banks,
– the impact of the COVID-19 pandemic on the development of the financial market,
– research results of Polish and foreign fintechs
– local platforms such as BlueMedia and AllegroPay and other Polish fintechs that have conquered the world,
– the difficulties that decision-makers and users themselves have to face due to the rapid development of financial technologies,
– transparency of fintechs and their social perception.
